Monday, March 31, 2008

Today's Deal: VTech phone sale


I have used VTech phones over the years and they seem to outlast the other brands in cordless phones.
They are having a sale, so for instance you can get a t2340
2.4 GHz Analog dual handset system with caller ID
(one phone line, two phones off it), for $19.93 plus tax/shipping (anticipate somewhere up to $10 for the shipping, which still puts you below $30 for the set)
Key Features
* Enhanced 2.4 GHz technology
* Two handset system—includes 2 handsets and requires only one phone jack
* Caller ID/call waiting*—stores 30 calls

Additional Features
* 10 name and number phonebook directory—easily store and dial frequently called numbers
* 9 number speed dial
* Any key answer
* Backlit keypad and display
* Bilingual prompts—choose between English or Spanish
* Comfortable handset size
* Handset volume control
* Headset compatible (2.5 mm)
* Last number redial
* Page/handset locator
* Selectable ring tones
* Stylish metallic finish
* Voicemail waiting indicator
* Wall mount bracket included

Or browse the VTech sale page for other phones at great prices for a week!

TODAY'S DEAL: FREE SHIPPING JOE'S NEW BALANCE OUTLET

This deal is truly good for ONLY today. It's not home-related but it's a deal worth checking out for sure.
Free shipping at Joe's New Balance Outlet and the free shipping ENDS TODAY.
See the MARKDOWNS SECTION for the best deals.
I bought a pair of shoes from them in the past and received them within 7 days.
The quality was excellent and I was very pleased!

Friday, March 28, 2008

Today's Deal: Coffeemaker with thermal carafe


Kohl's has the Black & Decker® Thermal Coffee Maker (reg. $49.99, sale $24.99)
Plus, use coupon code "KOHLS1680" to take an extra 10% off these sale prices. Or, Kohl's cardholders can use coupon codes "SAVE15MAR" and "MVC2207" to chop an extra 15% off and yield free shipping, respectively. (which means, if you have a Kohl's card, you get a bottom line price of about $21.20 plus tax, and that includes shipping!) For non-cardholders, shipping starts at $6.95.
* Glass-lined thermal carafe keeps coffee fresh for four hours.
* Sneak-A-Cup® feature allows you to pour a cup of coffee before it's finished brewing.
* Brew-thru lid retains heat and flavor in the carafe.
* Digital, programmable timer, so the coffee's ready whenever you are.
* Automatically shuts itself off, in case you forget.
* Regular/decaf indicator conveniently reminds you what's in the pot.
* Removable filter basket makes cleaning and refilling a breeze.
* Water-level indicator for easy viewing.
* Details:
8-cup capacity
Hand wash
Manufacturer's 1-year limited warranty
Model no. TCM450B

Thursday, March 27, 2008

TODAY'S DEAL: SOLID WOOD CONSOLE TABLE



Mission Console Table for $80 + $16 s&h
ImprovementsCatalog.com offers this Mission Console Table for $99.99. Coupon code "ENT2007" cuts it to $79.99. Add $15.99 for shipping.
WARNING: Check your confirmation email from this vendor to be SURE that the coupon takes off 20%. If it does not, call them to check on it. There are some reports that the coupon code "looks" like it works and then does not come through when the confirmation is sent.
The Mission Console Table is Crafted entirely of pine.
The mission console table is a multi-functional piece of furniture that is a great addition to any interior. This console table has plenty of shelving and tabletop space for all your necessities. The mission console table is offered in light oak or dark oak. You can use this console table behind a sofa or as an entry table.
42"W x 12"D x 30"H. 38-1/2 lbs. Assembly required.
Please specify either Light Oak or Dark Oak finish.

Wednesday, March 26, 2008

TODAY'S DEAL: flatware at really great price



Linens 'n Things offers the Mulholland 102-Piece Flatware Set with a Bonus Serving Set for $49.99.
Coupon code "26690000001" drops it to $39.99, which nets you a 60% savings off the original $99.99 price.
You may be able to pick this up at the store and avoid the $9 shipping charge.

Tuesday, March 25, 2008

TODAY'S DEAL: KITCHEN AID ARTISAN MIXER FOR $153 SHIPPED


Always wanted a Kitchaid Mixer but could not stomach the price? Your day has finally arrived!
Factory-Reconditioned KitchenAid RRK150WW Artisan Series 5-Quart Mixer: $152.99 with FREE shipping!
* 325-watt mixer with 10 speeds; 5-quart stainless steel bowl
* Tilt-back head for easy access to mixture
* Includes flat beater, dough hook, and wire whip; pouring shield not included
* Measures 14 by 8-2/3 inches by 14 inches
* Reconditioned by the manufacturer to "like new" condition; includes 6-month warranty

**A friend tells me she ordered this and it was now under $140 shipped!!

Thursday, March 20, 2008

Under cabinet can opener installation a success!

Well, I received my Space-saver under-cabinet can opener from Kohl's yesterday afternoon, so I proceeded to install it.
First, choice of location:
it had to be near a plug-in, so that narrowed my choices to two places.
Then the actual installation: The front of my cabinets have an "overhang" at the bottom, so I had to use these spacers they send you with the can opener, which are designed to lower the can opener enough to clear the front edge of the cabinet. The spacer goes between the can opener and the cabinet, and is x-shaped with a hole in each corner to match the four holes in the top of the can opener.
You use a spacer to mark where you will drill the four holes for the screws to go through the bottom of the cabinet. The instructions said to mark and drill from the bottom, like in the illustration below.

Have you ever tried to duck your head enough to actually SEE the bottom of your cabinet? It's a neck and back killer! I quickly decided that marking holes and drilling from the bottom was going to be next to impossible for me to do properly.
So instead I decided to be risky and drill from the top
. I removed all the dishes from the bottom and next shelf up, then removed the shelf, so that I would have room inside the cabinet for the drill. This allowed me to drill down through the inside of the cabinet through the bottom, which made both marking the holes and drilling MUCH easier.
I marked my holes and drilled, using a drill bit that was just slightly larger in diameter than the screw. Then I checked with a spacer at the bottom to be sure that all four holes were in the right place, putting screws through the holes from the top and into the spacer. So far, so good.
Then the actual installation using the spacers: and this is where it got really tricky: Unfortunately, I needed all four of the spacers that came in the package to lower the can opener enough to clear the cabinet's front edge sufficiently. (If you do this installation, I definitely recommend dropping the can opener just a tad below the front edge of the cabinet, in order to give the latch enough room to swing up off the can. Otherwise you won't have enough clearance to take the latch off for cleaning.) The spacers don't "lock" together, but they do have a slight edge so that they fit together. However, they would not stay together sufficiently for the installation, I could tell. The spacers are a somewhat flexible plastic, and they flip-flop around with only slight movement.
A cursory evaluation of the situation told me that trying to manually hold all four spacers in place along with the can opener while I inserted the bolts through the holes was going to be a very tiring and unrewarding experience that would involve the certainty of strong cursory remarks and extreme frustration, with very little chance of any success.
So instead, I aligned all four spacers together and taped them together at each end, functionally fusing them one big spacer. I then taped the fused spacer to the can opener at each end, making sure that all four holes lined up between the spacer and the can opener's screw holes. This functionally gave me only one object to try to attach to the cabinet instead of five.
Then I inserted the first screw down through the hole and the spacer and tightened it partiallyinto the can opener hole. Still holding the can opener with one hand, I inserted the opposing screw at the opposite end, again tightening partially. Now the can opener was secure enough that I could let go of it and work with two hands on the other screws. Finally I inserted the last two screws, again only partially tightening them. Then I removed the tape I had put on the spacers/can opener, before finally tightening the screws.
Also, by only tightening the screws partially during the mounting, it allowed for some "play" in the position of the can opener. This was important, as it ensured that I could get all of the screws in proper position in case my holes weren't exactly perfect. After getting all of the screws partially tightened, I went back and did the final tightening of the screws, put the shelf back in the cabinet, and reloaded the dishes in the cabinet.
Finally, I placed a small screw with a hook on the end at the back bottom of the cabinet to loop the cord through to keep it from dangling down onto the countertop.
Procedure completed!

Wednesday, March 19, 2008

Today's Deal: Fold-up Rolling Wood Kitchen Cart


This is a rolling and folding kitchen cart that is roughly 2 feet square. The deal is supposedly for today only but you can check the link and see if the price still is the same. Sometimes they don't change these prices on a daily basis. This price is only $42.72!! Use coupon code BF922 to get $5 off the shipping/handling.(Search ebay for "folding kitchen cart" to find similar items for significantly more than this.)
Details of the cart:
* Solid wood construction for stable work space
* Hinge-folding design allows for quick opening / folding in seconds
* 2 shelves for added storage
* 4 chromed castors for easy movement
* 36 1/2" height lines up to the height of most kitchen countertops
* Measures 24 5/8 x 23 1/2"d., weighs 46 lbs., 9 ozs.
* Folds down to just 5 1/2" wide
* Water-resistant top.
* Easy assembly without tools.

Monday, March 17, 2008

Today's Deal: Cuisinart Saucepan


I have bought several pieces of Cuisinart stainless steel Cookware and it's the best I have used. It cooks evenly, the handles don't heat up, and it cleans up easily with only a mild soaking if food did stick. You can find this one on Amazon at a really great price. I have found all of mine at TJMax's local store, where I shop for bargains routinely. I have not spent over $25 for any Cuisinart pan at this store, real bargains! (And I just found a wonderful Cuisinart muffin pan there for $10 on sale the other day too!)

Sunday, March 16, 2008

Today's Deal: Martha Stewart Cart and Baker's Rack at K-Mart


I have personally put together this Martha Stewart baker's rack and it's a really nice item. K-Mart has it on sale until March 22 for $45, which is a $25 savings from the regular price of $70. You will not find a better baker's rack for the money! Don't need it in the kitchen? Use it in the laundry room, mud room, or garage.


Here is another good Martha Stewart item for the money, the portable kitchen island (aka "kitchen cart") for $35, $15 off of the original $50 pricetag.

Thursday, March 13, 2008

Today's Deal: Black & Decker Spacemaker under-cabinet can opener

Buy the Black & Decker Spacemaker under-cabinet can opener (color black) at Kohl's and get 30% off via coupon code "GRAND30" when you pay with your Kohl's Charge Card. You can also use the second coupon code "MVC8724" to get free shipping. (they allow up to two coupon codes per order).

This puts the total price including shipping and tax at about $12.60 (calculated on KY 6% tax, your state may vary)
I ordered one of these and have never seen it cheaper than this.

Saturday, March 8, 2008

Today's Deal: Great site for online coupons

Every time I get ready to make a purchase from an online store, I always to go retailmenot.com to see if there are any coupons for the store. Even $5 or $10 off can make a significant difference in the total on the tape, and usually at least pays the shipping cost or part of it.
You know what they say, "$5 here, $5 there, and pretty soon you're talking REAL MONEY!"

Wallpaper: Wallcovering that lasts and lasts

A lot of people say they don't like wallpaper. Well, choice of wallpaper is everything. I have wallpaper in my home that has lasted 25 years and still looks great and I'm not tired of it.
The secret is to look for patterns that have texture instead of multiple colors. Texture is background indented patterns that have no color. For instance, my living/dining room has a taupe-colored textured paper, it has texture but the color is solid. The texture in the paper lives quietly in the background, not shouting for attention but quietly adding character to the room. And, over time, I re-did this room from traditional to modern and the paper did quite nicely even after the change. I do not plan to change the walls in the room for the foreseeable future.

So what are the advantages?
Well, first off, wallpaper does not collect "dirt" like paint does. It can go for years and years and not appear dingy. This can save a bundle on paint over the years. However, most wallpaper IS washable if/when you choose to clean it.
Secondly, wallpaper can cover a multitude of wall imperfections. My bathroom has an area of plaster that was water damaged to the point that I had to seriously re-spackle it. There was no way to get it even enough to look decent when painted. But wallpaper covered this area perfectly and no one would ever know by looking that I had repaired the wall.

Saving Money with Wallpaper
I shop around at different stores and on the internet for discounts on wallpaper. Most stores will mark paper down over time. You can save 50% and even more at times. This cuts the cost of wallpaper way down.
If you choose stripes or solid colors, there may not be a "match" to the paper. This saves the loss when cutting sheets, and also makes hanging go much quicker, because you don't have to match the pattern. My bathroom is done in in a tiny woven stripe that looks like fabric (but isn't). I bought the paper off Ebay BUT ONLY AFTER I checked out the colors in a book at a local wallpaper store. This way I was able to be sure that the color was what I needed before I ordered the paper from Ebay. Do NOT trust the colors you see on your monitor screen when ordering off the internet. You can check out a book from a local wallpaper store, bring it home and check for the colors you need, and then shop with confidence off the internet.

Renewing the Look of your Wallpaper
Over the years, you may think you are tired of your wallpaper, when in fact all you need to do is add a border, or put up a new border. My bedroom has now had three borders over the years, and each time it renewed the appearance of the room totally. I also did this in my bathroom, hanging no less than 3 borders over 25 years before I decided to re-do the entire room.
Also, changing window treatments will change the way your paper looks. I put up a taupe-colored roman shade with valance in my bedroom and it brought out the taupe stripe in my wallpaper and made the entire room look different.

Hanging Wallpaper Without Losing Your Mind
Can a novice hang wallpaper? You betcha! I have always hung my own wallpaper and I've never even watched anyone else hang it.
There are a few steps to take:
1. You need a "plumb line" to ensure that the paper is hung totally straight vertically. It can be any weight on a piece of string that you use to show you the vertical line of the wall. This is especially important with stripes, but should be done with all wallpaper. Otherwise, you will tend to get the paper off vertical and it will show when you stand back and look at the finished wall.
2. I recommend a carpenter's square to cut the paper. It makes it much easier to cut it straight across.
3. If there is not a match, I cut several sheets at a time, after making SURE that I have the length correct. Once you are totally sure you have the first piece cut to the right length, use that sheet as a measure for the other sheets.
4. If there is not a match, I allow only 3-4 inches of extra length per piece, just barely enough to be sure that it won't be too short.
5. If there is not a match, I put my paper even with the top of the wall at the top, and do all my trimming at the bottom. This makes trimming MUCH easier, because there's nothing harder than cutting with your arms above your head.
6. Invest in a really good cutting knife to trim the paper edges. Dull knives tend to tear the paper instead of cutting it. You can get one like this at your local hardware store for around $10. You will also need some blades for it, but they are not expensive. Trust me, this knife is well worth the expense! These have MUCH better blades than the "break-off" blades you find on ordinary utility/box-cutter knives and they are much more comfortable in your hand.
7. If you plan to hang a border at the top of the paper, don't paper all the way to the top of the wall but instead leave a few inches (making sure you don't exceed the width of the border paper). It will save on paper and your hanging will go much quicker and easier.
8. Hanging borders: If you read the directions on border paper, it tells you to cut the border every few feet and hang it in pieces, matching each piece to the end of the cut on the former piece. Bull crap! Here's an easier and quicker way: Find enough chairs that you can align them along the wall, dip the entire border to wet it according to the instructions, and then hang the entire border strip all at once, stepping from chair to chair as you put the border on the wall. (Sometimes you may have to paste a border to get it to stick over paper, if the paper has a really deep texture in it.) You will only hang the border after you have all of the wallpaper hung.
9. Wetting the pre-pasted paper: you need a tray made especially for this purpose. You can buy an entire tray with wallpaper brush all together for a rather modest price, and it's reusable over and over. All you really need is the tray and the short-bristle brush, so don't over-buy on this item, go to your local Lowes or Home Depot or Wall-Mart and get a cheap one. (tip: put the tray where you will be using it and don't try to carry it full of water, because you WILL spill it, take it from me) You will need some kind of plastic drop-cloth to keep the paste off your flooring or carpet. Thicker is better, it won't wiggle around so much when you stand on it. I frankly use an old plastic tablecloth, because it's thick and large enough.
10. Seam-roller: some people use these, I have never used one and my paper comes out just fine.
11. The secrets to having paper stand the test of time for holding the wall are don't overwet it, and be SURE you get all the bubbles out when you brush it. You will have to brush some pieces a lot, so be prepared for that.
12. Take you time, look critically at each piece of your work, and remember that you can move the paper around as needed until you get it right, as it does not dry instantaneously.

Friday, March 7, 2008

Today's Deal: HP Home Office Multi-function Printer

My all-in-one black-and-white Laserjet is an older model that looks identical to this one, and I've been very happy with it. I'd have been even happier if I could have bought it at this great price!
HP Refurbished LaserJet 3050 All-in-One (Monochrome Laser Printer-Fax-Copier)
Find this item at Office Max for $100. It's a refurb, with a new-product 1-year warranty. Shipping is FREE.
o Maximum Paper Capacity: 260 Sheets
o Network Ready: No
o Maximum Paper Size: 8.5" x 14"
o Print Speed Black: Up to 19 ppm
o Printer Type: Mono Laser Multifunction Printer
o Auto Document Feeder: 30 Sheets
Usually ships in 1 to 3 days.

Home Mortgage Tip for "home equity" loans

Our first mortgage on my current home was in 1983. You might recall, if you are old enough, that those were the "terrible Nixon years" when interest rates skyrocketed. We had just sold our home in town and wanted to move into the suburbs. Unfortunately, interest rates were in the stratosphere right then. At that time, you could not even get a fixed-rate mortgage of any kind. The ONLY option was an ARM (adjustable rate mortgage), and the rates were 12.75% for them.
Well, we had looked and looked, and could not find anything we could afford, nor anything that was really what we had out sights set for.
And then THIS house came on the market. It was NOT what we wanted, it was larger than we had in mind. And it was NOT in the area we wanted, yet it was a "good neighborhood."
BUT, it had a $50K 8%ASSUMABLE VA loan, and we had the money from the sale of our house in town to pay the difference between the loan and the price. It was a match made in heaven.

I remember thinking to myself, 'well, this is one house we'll never re-finance!'
Boy, was I wrong!!

I have refinanced the house not once but twice since then. It was the only logical thing to do.
The first refinancing came when interest rates came down to below 7%. I saved almost $100/month on my payments on a 15-year loan.
The 2nd refinancing came after I had put about $12K on my home equity line (due to my stepson having an emergency surgery with no insurance), and refinancing occurred when interest rates fell below 6%. More savings. These were both done with my banking institution, US Bank.

Here's the Part about Home Equity Savings!


The most recent action I have taken occurred just after I looked at my yearly 1099 interest statements on my home mortgage loans. I had loaned my stepson the money to buy a new car, which put yet another large balance on my home equity loan. It nearly blew my eyes out to see that my $12,000+ home equity line mortgage loan at 8.5% actually had more interest on it than my $29,000 balance of my primary mortgage at 5.875%! Yikes! I decided to refinance my home yet again, as my home equity loan was on a variable rate basis.

However, when I called the US Bank loan officer to ask about re-financing my entire home, she told me that I could "float and lock" just my home equity line balance. Whew! Nobody ever told me I had that option!

So I called my local US Bank branch, and sure 'nuff, I was able to lock my current home equity balance at 5.99% interest for a 10-year payoff. That cut my monthly home equity line payment from $192 to $140(!), and changed the payoff from 30 years to 10 years. (Note: this did nothing to my primary loan, only my 2nd mortage, aka "home equity line")

So my advice is, IF you have sufficient equity in your home, and IF you have a variable home equity loan that is accruing high interest, check to see if you can "float and lock" your equity line balance. (this does not prevent you from continuing to use the equity line loan, generally). This single action could save you tremendous amounts over the life of the loan PLUS really lower your monthly payments.

OH, and by the way....Here's a few points you may be interested in:
1. The "float and lock" depends on your having significant equity built up in your home.
2. You are entitled to do ONE "float and lock" without charge, but if you do it more than once, you may have to pay a fee.
3. I did my "float and lock" ENTIRELY over the phone, did not have to sign a single document, and the change took effect the same day I called. Easy as Pie!

If you want to find out more about "float and lock" you can do a google search for "float lock home equity loan" (sans quotes). Adding your lender's name into the search terms might even take you to specific information for your mortgage company.